Buying Your Home
Whether you’re a first time homebuyer or a seasoned veteran, buying a home in today’s market can be challenging. But it’s always my endeavor to make it as smooth and stress free as possible.
Basic Steps in the home buying process
- Meet with an agent to figure what is really important to you in a home
- Get qualified by a lender to find out what you can qualify for, how much down payment, various loan programs, etc. .
- Agent researches properties for sale that meet client’s criteria by searching the entire Middle Tennessee area on Multiple Listing Service.
- Agent and buyer then decide on which homes most meet the list of wants and needs and make appointment for day and time to see properties.
- Appointments are scheduled by the buyer’s agent for buyer to tour homes.
- When Buyer selects a home on which they wish to make an offer, buyers meet with Agent to review all the specifics of the Purchase Agreement. A written Purchase Agreement offer is made and agent presents it to the Listing Agent.
- The Purchase Agreement is reviewed by the Listing Agent and the Seller. It is either accepted, rejected or countered. If a counter offer is made, then the negotiating process begins and continues until an agreement is reached or not reached.
- If the Purchase Agreement is agreed upon, according to the terms of the Purchase Agreement, inspection of the property will be performed and a list of any repairs will be presented to the Listing Agent and Seller. These items may require negotiation
- Agent will distribute all paperwork and work closely with the Lender, Closing Attorney, Seller’s agent and other parties to the sale and work to keep things moving smoothly