Buying Your Home

Whether you’re a first time homebuyer or a seasoned veteran, buying a home in today’s market can be challenging. But it’s always my endeavor to make it as smooth and stress free as possible.

Basic Steps in the home buying process

  • Meet with an agent to figure what is really important to you in a home

 

  • Get qualified by a lender to find out what you can qualify for, how much down payment, various loan programs, etc. .

 

  • Agent researches properties for sale that meet client’s criteria by searching the entire Middle Tennessee area on Multiple Listing Service.

 

  • Agent and buyer then decide on which homes most meet the list of wants and needs and make appointment for day and time to see properties.

 

  • Appointments are scheduled by the buyer’s agent for buyer to tour homes.

 

  • When Buyer selects a home on which they wish to make an offer, buyers meet with Agent to review all the specifics of the Purchase Agreement. A written Purchase Agreement offer is made and agent presents it to the Listing Agent.

 

  • The Purchase Agreement is reviewed by the Listing Agent and the Seller. It is either accepted, rejected or countered.  If a counter offer is made, then the negotiating process begins and continues until an agreement is reached or not reached. 
  • If the Purchase Agreement is agreed upon, according to the terms of the Purchase Agreement, inspection of the property will be performed and a list of any repairs will be presented to the Listing Agent and Seller.  These items may require negotiation 

 

  • Agent will distribute all paperwork and work closely with the Lender, Closing Attorney, Seller’s agent and other parties to the sale and work to keep things moving smoothly